Payday Lenders Not Brokers

Payday Lenders Not BrokersApply for a payday loan between £50 and £1000 today! Simply choose a lender that’s right for you from our list of payday lenders not brokers.

We’ve carefully reviewed every payday lenders not brokers which we believe are the most trusted in the UK. All the payday lenders not brokers featured on our site offer a 100% online application process offering instant decision payday loans. If your loan is successfully approved, your money could be transferred into your bank account instantly.

Payday loans are an ideal solution when you need an instant loan. They provide a lifeline for cash emergencies. Payday loans are ideal for such things as unexpected bills, nursery fees, home improvements, car repairs or if you run out of money to keep you going until your next payday.

You can apply for a payday loan 24 hours a day, 7 days a week, including weekends and bank holidays.


£80 - £1000

APR: 1212%

Term: 1 – 42 days 

£21 per £100 borrowed


£100 - £1000

APR: 1737%

Term: 1 – 30 days

£48 per £180 borrowed


£100 - £1000

APR: 1261%

Term: 1 – 30 days

£20.10 per £100 borrowed


£80 - £1000

APR: 1974%

Term: 3 – 31 days

£29.50 per £100 borrowed


£80 - £1000

APR: 1974%

Term: 3 – 30 days 

£25 per £100 borrowed


Benefits Of Applying To Direct Lenders

It can be really confusing when searching for payday loans on the internet. Many sites that show up in the search results are actually credit brokers. Therefore, having to sit down and work out which ones are brokers and which ones are direct lenders can be tedious.

It’s important to understand that credit brokers charge fees and act as middlemen between your application and the direct lenders.

When you apply for a payday loan, it’s best to do so with direct lenders only. One benefit of applying with direct lenders is you know exactly who will be lending you the money. Another is that direct lenders won’t charge you any upfront fees.

The lender you choose will provide you with your credit agreement, transfer the money to your bank and deal with you directly throughout the lending process.

Direct Payday Lenders

Ok, so you need a loan. There are a few beneficial points to know when applying to direct payday lenders. Firstly, it will always be cheaper to apply directly than going through a broker.

Next, you know for sure that your application is going to the people who will be lending you the money. Another important point is knowing your application information is secure and will not be passed onto others. The direct payday lenders will use your details to process your payday loan. They have no reason to pass on your information as they are the lending company. Whereas, if you were to apply with a credit broker, your details would immediately be shared with other 3rd party companies. Save money, time and hassle by going direct!

Payday Loans Direct Lenders

Payday loans direct lenders is a popular search term that people use when searching for payday loans online. As mentioned above, people that search payday loans direct lenders are looking to apply directly to a lender. Therefore, by applying directly to the lender you’ll save money by avoiding having to pay any unnecessary broker fees (usually £10, £50 or even up to £100).

Credit brokers charge fees as they claim to do “a lot of work” on your behalf. In reality, all they do is pass your details to a panel of direct lenders that may or may not be able to help you.

A broker may receive a commision for matching you with a payday loan direct lender that has accepted your application.

Can I Get Quick Loans No Credit Check Same Day?

Finding the right payday loan to match your individual circumstances is important. You need to consider all your options and fully understand what each lender offers.

Nearly all payday lenders can provide quick loans same day. But finding a lender that is able to give you quick loans no credit check same day is unlikely.

Payday lenders must follow new strict rules set out by the FCA. Since the FCA took over regulating payday loans back in 2014, they introduced price caps, risk warnings, restrictions on rollovers, how recurring payments are collected and strict credit checks.

Prior to 2014, payday lenders were pretty much giving out no credit check same day loans to anyone.  This irresponsible lending turned out to be a major problem. People were not able to repay the loans they had borrowed. As a result, borrowers were applying to other lenders then using the money to repay their other loans – a classic case of robbing Peter to pay Paul.

In conclusion, every payday lender can potentially provide you with a quick loan on the same day. However, they will run a credit check – how else will they know that you’re able to repay the money.

Can I Apply For Bad Credit Loans Instant Decision No Brokers?

If you specifically need bad credit loans instant decision no brokers, you can, although there is no such thing as a truly instant decision. When you apply for a payday loan, the lender still has to run credit checks. Occasionally these checks can take slightly longer and you may be required to produce additional documents to complete the application.

As for bad credit loans, technically speaking anyone is able to get a payday loan, even if they have bad credit. But providing you have a regular income, most lenders will be happy to lend if they think you’ll be able to repay the loan. There are certain lenders that specifically cater for people who have a poor credit history. They often refer to themselves as high acceptance payday loans direct lenders. The downside to getting a loan out with these types lenders is their interest rates can be ridiculously high. It’s always best to read and understand the lender’s terms before signing and taking out the loan agreement.

Guaranteed Payday Loan Direct Lender

Guaranteed Payday Loan Direct Lender – No direct lender can offer you a guaranteed payday loan. Responsible lenders can never guarantee your payday loan application will be accepted.

Guaranteed payday loan direct lender is a term that may be used on some credit broker websites to highlight the fact that they will guarantee to pass your information to a list of direct lenders. Once the direct lenders receive your details, they’ll always have to run credit checks first to see if you’re able to repay the loan.

You should always be cautious when applying on a website that mentions guaranteed payday loan direct lender. If something sounds too good to be true, it usually is!

Compare payday loans and choose between:

  • Unsecured loans
  • Short-term cash loans
  • 1 month payday loans
  • 3 month payday loans
  • 12 month payday loans
  • No credit check payday loans
  • Loans for people with bad credit – we have it all!